A man and a woman look away from each other because they're arguing
Psyche

When is couples therapy really worthwhile?

When a deep love begins to crumble or a marriage is on the verge of failing, it’s painful for the couple. pme couples therapist Gisela Backes uses the example of Jessica and Daniel to explain when conflicts turn into a genuine relationship crisis and how you can manage to make a fresh start. Just a heads-up: You’ll most likely have a lot of work ahead of you.

Expert: Gisela Backes, couples therapist; Editor: Christin Müller
 

What causes love to fall apart? 

According to couples therapist Gisela Backes, a lack of communication and misunderstandings are often the main causes of crises in relationships.

She recommends that couples actively work on their relationship, communicate openly and consciously make time for each other in order to reconnect.

Professional support can help to discover new paths, develop solutions and strengthen the partnership - provided both are willing to engage in this process.

 

The Jessica and Daniel case: When accusations keep repeating themselves!

Jessica and Daniel have been a couple for twelve years. The two met at university. They moved from Münster to Berlin together - lucrative jobs were waiting for them in the capital. Jessica worked as a project manager in a PR agency, Daniel as an engineer at a technical institute. With their wedding four years ago and their little daughter Mia, their private happiness seemed perfect.

But problems soon began to arise. Jessica , who was now primarily taking care of her daughter, found it difficult to cope with no longer being able to do her old job, where she had often worked overtime. She had bitten the bullet and taken a lower-paying job as a team assistant—a part-time position wasn’t an option at her old job.

Daniel now saw his main task as earning money. He worked whenever he could. The earnings were also too good and the opportunities for promotion were within reach. Although the two of them had no financial worries, that one strange feeling soon crept in - that they simply no longer functioned as a couple.

Relationship crisis when the children arrive

Gisela Backes is a couples and family therapist at pme Familienservice. In recent years, she has helped many couples through a crisis, including Jessica and Daniel. "A child is a wonderful thing for a couple. It turns a relationship between two people into a small family. It inevitably has an impact on the parents' relationship." The mother often takes over the care and upbringing of the child.

1. How changes after childbirth put a partnership to the test

Just like Jessica. After her year of parental leave, she primarily took care of Mia. She kept track of all the vaccination appointments, stayed home with her when Mia had a fever, and did all the shopping after work. She slept in her daughter's room so that Daniel could sleep peacefully.

A drastic change: “When a mother has to give up her old life, dissatisfaction can quickly set in,” says Gisela Backes. She may also miss the appreciation and validation she received in her old job. That can be frustrating. But the change didn’t leave Daniel unscathed either. He longed for more time together with his wife.
 

"Poor communication and misinterpretation of situations and statements are the most common causes of crises in relationships."
Gisela Backes, couples therapist, pme Familienservice
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2. When parenthood displaces togetherness

Jessica wouldn’t let it happen. She was too exhausted from her day with the little one, and secretly, she blamed her husband for her unhappiness. Physical closeness with a child is often the top priority during the first year of life and shortly thereafter. When Jessica spent many hours in close physical contact with Mia, her need for physical closeness was met. This requires Daniel to be understanding and patient, but also to persistently court his wife as a partner.

Be sure to check out our podcast on the topic: What happens in couples therapy?

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A lack of communication and misinterpretations strain a relationship

The same applies to recognition at work. “When you have children, daily routines don’t necessarily leave room for conversation,” the couples therapist points out.

Often, a lack of communication between partners is the reason for misinterpreting situations and statements: “The couple believes they know each other inside and out, and the words ‘never’ and ‘always’ are frequently used,” says Backes. But if the couple does not work together to find solutions to their dissatisfaction or stress, this often triggers a serious crisis.

Important are discussions about:

  • job
  • Childcare
  • Personal needs for sleep, rest, and physical closeness
  • Distribution of tasks in the household
  • Leisure activities
  • Staying in Touch with Friends and Hobbies
     
Technical Presentation for pme Clients

Why we love the way we love: Recognizing attachment patterns in couple relationships

September 25, 2026 | 12:00 p.m. – 1:00 p.m.

This presentation provides in-depth knowledge about the classic attachment styles (secure, anxious-ambivalent, anxious-avoidant) and shows you how to recognize your own patterns as well as those of the person you’re interacting with. Through concrete strategies and practical examples, you’ll learn how to consciously navigate these patterns.

Registration: Recognizing Attachment Patterns in Couple Relationships


​​​​​​​When Silence and Arguments Define the Relationship: Positions Harden

Things had gotten more tense between Jessica and Daniel. Normal communication had long since seemed impossible. At first , they argued every day; eventually, they just stopped talking to each other.

There were days when the two of them didn't say a word to each other, and when they did, it was only to yell at each other. The love that had once begun seemed to have vanished—let alone any kind of romantic life.

And somehow, neither of them really cared. At that point, divorce seemed more likely than a reconciliation. There was still one more attempt left—one last-ditch effort before taking the final step. Because they knew things couldn’t go on like this. The couple came to see Gisela Backes for counseling. The 62-year-old couples therapist helped them overcome their crisis.
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Couples therapy can uncover dynamics within the relationship and help partners rediscover respect and love for one another (Photo: pme Familienservice).

When couples go to couples therapy

“Couples come to me whenever they can no longer see a way out of a critical situation on their own. This can happen at the onset of a crisis or even after years of an ongoing crisis.”

"A reason to seek counseling can be a life-changing family situation , such as a birth, a death, a serious illness, a job change, infidelity, but also disrespect, lying, hurt feelings, childlessness, frustration, a lack of sexual desire, or cultural differences," explains the therapist.

In Germany today, one in three marriages ends in divorce. Very few people seek professional help. Gisela Backes knows why that is: 
 

"In most cases, at least one of the people involved feels embarrassed about seeking outside help, or at least one person does not believe that therapy will bring about any change."
 

What characterizes successful partnerships and how therapy can help

Gisela Backes can't say for sure how many couples she was ultimately able to help. She advises: “It's important to work on your relationship as a couple, to really want it, and not to just give up.”

"Successful partnerships are characterized by a mutual positive choice (the partner is the absolute No. 1), by mutual love, by mutual trust, and by respect and esteem for one another."

Even though some therapies are more difficult than others, Gisela Backes has never advised a couple to separate: “The decision is always made by the couple—or at least by one person in the relationship. Anyone who is willing to accept help or support can be helped.”

"However, if one person decides they no longer want to continue the relationship, we can also support the couple through the separation process."

Goals, methods and process: How does couples therapy work?

The approach in couples counseling depends on the goal of the counseling. "This could be, for example, improving communication, regaining trust after infidelity, reviving sexuality, or growing together as a second family," Backes continues.

There are preparatory questions for couples counseling that look back at the beginning of the relationship, at the here and now, and at hopes for the future. These questions serve as a guide during the counseling session, from which exercises for the couple can be derived as needed.

 

How couples can strengthen their relationship after a crisis

1. Find more time for each other

Therapy has helped Jessica and Daniel. They've made a commitment to be more attentive to each other as a couple and to invest time in their relationship.

So now there are times when they’re just there for each other. In the evenings, the TV often stays off, and sometimes the housework gets put on hold. Over a glass of wine, they reflect on the day. One date a month is firmly marked on the calendar.

In the meantime, a babysitter is watching over little Mia. For a weekend trip to celebrate their wedding anniversary, they even brought in the grandparents—who live far away—to look after the child.

“Spending time together can help. Even if it’s just 15 minutes a day, during which everyone can express themselves without judgment and work together to find understanding or solutions,” says the therapist. “It’s not always possible to find answers that satisfy everyone involved. In that case, temporary solutions should be found, and the issue should be revisited after a certain amount of time.”

2. Maintain open communication: Keep the conversation going!

Daniel will try to reduce his workload so that his wife can pursue new career plans. Everything seems to be turning out well.

However, it's important to keep the lines of communication open! Gisela Backes summarizes: "Many people find it difficult to talk to their partner about their wishes, longings, and fears. But that's precisely what keeps a relationship vibrant."

When asked why she thinks it's worth fighting for an existing partnership, she has a very simple answer: "Because it's a wonderful feeling to love and be loved and to have a partner by your side."

Couples and individual counseling from experienced therapists

At pme Familienservice , we offer couples and families support in talking openly about their needs and clearing up misunderstandings.

Find out more: EAP consulting

 

Literature tips

Hans Jellouschek How partnership succeeds

 

FAQ: Couples therapy, relationship crisis and family life

When is couples therapy really worthwhile?


Couples therapy is worthwhile when couples can no longer find a way out of a difficult situation on their own – regardless of whether they are at the beginning of a crisis or it has been ongoing for some time. Professional help is particularly beneficial when children are involved, to protect family happiness and enable a fresh start. Accepting help takes courage, but it can bring about real change.

What is the most common reason for the breakdown of a relationship?


According to couples therapist Gisela Backes, a lack of communication and misunderstandings are the main causes of relationship crises. Open, honest conversations and consciously spending time together help couples to reconnect and address problems.

How do children affect a relationship crisis?


When parents argue or are unhappy, it puts a great strain on children's emotional well-being. Having a child brings many changes to daily life and the relationship. Especially after the birth, responsibilities and traditional role models shift, which can lead to dissatisfaction if partners don't communicate openly about it.

What can I do when accusations and arguments become part of everyday life?


Recurring accusations and constant arguments are warning signs of a deep crisis. In this situation, the couple should seek professional counseling to learn to communicate respectfully with each other again and to find solutions together.

When does couples therapy become beneficial?


Couples therapy is helpful in cases of persistent dissatisfaction, recurring arguments, communication breakdowns, or after significant life events such as childbirth, job loss, infidelity, or illness. It supports couples in openly discussing their desires, needs, and fears and in addressing potential changes.

What happens during couples counseling?


The approach in couples counseling is individualized, but always tailored to the couple's goals: often it involves improving communication, rebuilding trust after conflicts, strengthening sexuality, or growing together as a family. Couples receive guiding questions and practical exercises to actively shape their relationship.

What makes for successful partnerships?


Successful relationships are based on mutual love, respect, trust, and a genuine desire to work on their shared lives. It requires the willingness of both partners to remain open, listen, and make each other their first choice.

What if only one person is ready for change?


If one partner doesn't want to change, the therapist encourages them to seek help anyway. The decision to separate or start over should be a conscious one. Counseling can also provide support during a separation.

How can couples strengthen their relationship after a crisis?


It's important to make time for each other as a couple – small rituals, regular date nights, and everyday conversations help you reconnect as partners. Support such as babysitters or grandparents allows for shared time out, even if it's short.

Why is open communication crucial?


Only by talking about desires, fears, and longings can a relationship be kept alive. Many difficulties arise from unspoken expectations. Open communication makes closeness and understanding possible.

zero 8 alternatives to a salary increase: benefits for employee retention

Benefits for employees - a group of people standing smiling under an umbrella
Leadership & HR

8 alternatives to a salary increase: benefits for employee retention

Benefits in kind, recreational allowances, social funds: employerscan support their employees financially with benefits without increasing their salary. This has advantages for both sides.

From employee retention to employer branding: employers can only benefit if they offer their employees benefits. Employees feel appreciated, save on bus tickets, for example, and thus also save themselves from having to reach into their own wallets. Young professionals in particular attach great importance to an attractive benefits package when looking for a job.

Study: The most important employee benefits

In view of drastically rising energy prices and the cost of living, benefits are becoming even more important and form an important building block for retaining and supporting employees - especially those on low incomes.

 

"People on low incomes generally don't have economical electrical appliances either, often have draughty windows, old gas boilers and poorly insulated homes, which exacerbates the whole problem."

Caritas spokesperson, report by RedaktionsNetzwerk Deutschland (rnd)

 

 

Note

The content of our information and service materials is compiled with the greatest care and checked regularly. However, no liability can be accepted for the completeness and topicality of the information. Any legal notices, recommendations or information contained herein are non-binding. The pme Familienservice accepts no liability for this.

 

1. social fund in financial emergencies

The company's own social fund is a financial subsidy in emergency situations or acute emergencies that can be paid out to employees who find themselves in financial difficulties through no fault of their own, e.g. due to serious illness, death of a partner, accident, imminent loss of housing, etc.

The amount paid out from the fund does not have to be repaid by the employee. The amount available each year is determined by the company itself.

Important: The company must conclude a company agreement and define the criteria according to which the social fund is paid out to the applicant(s).

In addition, an autonomous and trustworthy body is needed to manage the social fund, check the applications and pay out the amount to the employee - such as the works council or, alternatively, the employee representative body.

You should clarify the details in advance with your own legal and tax department.

When is the social fund paid out?

Approval and payment usually take place in 3 steps:

  1. Employees in an emergency situation submit an application in which they describe their emergency situation and state what the money from the fund is needed for.
  2. The application is reviewed by an independent body (works council, employee representative body), taking into account income and family circumstances.
  3. If the application meets the internally defined criteria and the legal requirements, the amount is transferred once, in addition to the salary.

The employer is not informed of any of this: neither the amount, nor who the applicant is, nor the reasons given.

 

"If someone obviously gets into an emergency situation through their own fault, which could have been avoided, for example, by taking personal precautions, then we are not allowed to pay out anything. However, if there is a sudden threat of losing your home due to flooding, death or serious illness, for example, then this is an acute emergency situation that the person has got into through no fault of their own. With the social fund, we can help quickly, discreetly and unbureaucratically in serious emergencies."

Peter Fischer, employee representative, pme Familienservice

Would you like to find out more about the Social Fund?

If you are interested in setting up a social fund in your company, please contact Peter Fischer for further information.

2. employer loan

The employer loan can also be an alternative to the usual bank loan and help employees in financial difficulties out of trouble.

A loan can be granted in emergencies or crisis situations, but not as regular financial support.

The loan is a voluntary benefit provided by the employer. If the company is prepared to grant loans, this can be agreed in a loan agreement .

In justified emergencies, a loan must be distinguished from remuneration, advances and deductions from remuneration and is not directly related to the employee's work and employment contract. It therefore does not constitute consideration for the work performed.

When is the employer loan paid out?

Three steps to an employer loan:

  1. Employees submit an application, which is then submitted to the HR department together with the manager.
  2. The HR department will review the application together with the applicant and the manager.
  3. If the loan is approved, payment is made via the accounting department. The amount is paid out independently of the salary.
Please note:

A loan should not be granted if wages have already been garnished, if there are long-term financial problems or if consumer insolvency is to be expected.

The loan can generally be granted interest-free up to an amount of € 2,600. In addition, the prescribed calculation of interest is required.

 

If employers wish to grant a loan with interest , this must be expressly agreed in the contract. If no interest is agreed in the contract, the loan must be repaid without interest.

"The company must of course check whether it has the means to offer its employees an interest-free loan. The main effort involved is talking to the HR department and the manager to check the application."
- Nils Hofert, Head of Human Resources, pme Familienservice

Further information: Hasselbach law firm

3. tax-free recreation allowance

Recreation allowances are voluntary financial benefits that employees can receive from their employer.

The maximum amount and frequency of payment of this benefit is defined by law.

A company is free to decide whether to pay out the maximum amount of currently 156 euros for the employee and 104 euros for partners and 52 euros for each child - or less.

How the employee in question spends their vacation is irrelevant. The employer can also subsidize a vacation stay at home for its employees.

How is the recovery allowance paid out?

Whether working student, mini-jobber or permanent employee: all employees are entitled to a recreational allowance.

  • The recovery allowance is tied to a calendar year and cannot be transferred.
  • The allowance may only be paid within three months before or after the start of the leave.
  • The money from the recreation allowance may only be spent for the purpose of recreation.

Further links:

www.impulse.de/recht-steuern/rechtsratgeber/erholungsbeihilfe

www.haufe.de/erholungsbeihilfen

4. non-cash benefit value of 50 euros per month

Another alternative to a taxable salary increase are benefits in kind.

Every company can give employees up to 50 euros a month free of tax and social security contributions . If the amount is exceeded, income tax and social security contributions are payable.

The benefit in kind may only be granted once per employee per month.

Benefits in kind are, for example:

  • Employer's contribution to accommodation costs
  • Meals
  • Work clothes
  • Petrol or other vouchers (no marketplace vouchers, e.g. from Amazon and Kaufland)
  • Admission tickets

Gifts for personal occasions

Gifts for birthdays, anniversaries or a personal occasion can be given by an employer in addition to benefits in kind . The maximum tax-free amount for gifts is €60 per personal occasion.

Further information:

www.edenred.de/sachbezug-2022

www.smartsteuer.de/online/lexikon/s/sachbezuege

5. job tickets & monthly passes

In view of the current very high gasoline and diesel prices, this topic is likely to be of particular interest to many employees.

The job ticket category includes monthly or annual tickets that companies purchase from public transport companies and then pass on to their employees free of charge or for an additional payment.

The job ticket must be provided in addition to the salary already owed.

The tax exemption has applied to both the job ticket and the employer subsidy for journeys on public transport since 01.01.2019.

6. leasing bike

There are now many providers of leasing company bikes. Employers can lease bicycles from them for a predefined period of time.

Such contracts usually run for 36 months. At the end of the contract, the leased bike must be returned - or can be purchased by the employee. It is also possible to extend the contract, return the old leased bike and get a new model.

This also pays off for the employer: According to a study, employees who cycle to work all year round are sick around 1.4 days less per year and also feel better.

How does the employee receive the leased bike?

The employer leases the bike. The employee rides it whenever he or she wants, whether for work or leisure. The employee pays the monthly leasing rate by converting his or her salary.

This means that the employee's gross salary is reduced by the leasing installment. This benefits both sides: Both employees and employers pay less social security contributions thanks to the employee's lower gross salary. Journeys between home and work must be accounted for in the same way as a company car.

"Administrative work arises above all when the leasing contract is interrupted by employees, for example due to a long illness, pregnancy or if the team member leaves before the 36-month leasing period expires."

Anke Bechler, Human Resources, pme Familienservice

Further links:

www.impulse.de/recht-steuern/dienstfahrrad

7. private insurance at special conditions

The company pension scheme is great, but having the additional opportunity as an employee to take out further discounted insurance makes this offer even more attractive.

At pme Familienservice , team members can use an insurance service to take out the most important private insurance policies, such as liability, accident, residential buildings, household contents, motor vehicle and more.

On request, employees can receive individual offers for additional insurance (e.g. Riester pension, supplementary health or long-term care insurance).

How does the employee get the insurance?

Employees can access all the relevant documents for concluding a contract via a dedicated insurance website for your company. A special bonus: spouses or life partners can also benefit from the special conditions.

Please note:

The employer does not receive any cash benefits or commission from the insurer, but also assumes no liability for the benefits and contracts.

 

"We pre-selected the insurance companies. And then the biggest effort was to inform our team members about it - via flyers, the intranet and the employee magazine, for example."
- Nils Hofert, Head of Human Resources, pme Familienservice

8. lunch and drinks

To help employees with their living expenses, employers can provide their employees with lunch and drinks free of charge.

The company can tax the non-cash benefit at a flat rate of 25 percent. The big advantage of this is that no social security contributions are due for flat-rate taxation.

 

"At the Berlin headquarters, we get lunch delivered by a caterer and the team members also eat here in the office. The work consists of accepting the food, preparing it, clearing and washing the dishes and keeping the kitchen clean. The team members also get fresh salad, which I chop and prepare every day. I spend 4 to 5 hours a day doing this."

Anke Brennecke, housekeeper, pme Familienservice

 

Further information:

Meal allowance tax-free - All information 2024

 

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