Finance & Law

Two young people are sitting at a desk with documents, working on their personal retirement planning

Finance & Law

16.07.2026 Sabrina Ludwig 360

The Best Private Retirement Plan for Those Starting Their Careers: Start Saving at Age 20

It's worth setting up a private retirement plan starting at age 20. With 25 euros a month, you can build up a substantial nest egg.

A young woman stands in her first apartment of her own, with boxes behind her

Finance & Law

16.06.2026 Sabrina Ludwig 23359

How much will my first apartment cost?

Whether shared flat, hall of residence or alone: We give you tips on what costs you will incur and how you can save.

A couple is delighted with their private pension plan.

Finance & Law

17.02.2026 Sabrina Ludwig 4272

Planning for Private Retirement: How to Make It Fit Into Your Daily Life

Retirement provisions can be structured in such a way that they fit quietly and unobtrusively into your everyday life and do not have to be constantly present.

20.11.2025

All-day support law: what parents should know

Finance & Law

Teacher laughingly gives pupils a high five

Finance & Law

20.11.2025 Ifenna Ekezie 12252

All-day support law: what parents should know

The All-Day Support Act ensures that first graders are entitled to all-day care; from 2029/30, this will apply to all grades 1-4.

14.11.2025

More child benefit & co. for families: changes in 2026

Finance & Law

Parents with two children sit laughing together on the floor in the living room

Finance & Law

14.11.2025 Ifenna Ekezie 198221

More child benefit & co. for families: changes in 2026

From January 2026, child benefit, child allowance and the minimum wage will increase, as will the earnings limit for mini-jobs.

27.10.2025

How to protect your Christmas bonus from garnishment!

Finance & Law

A piggy bank hung with a colorful string of lights

Finance & Law

27.10.2025 Sabrina Ludwig 41429

How to protect your Christmas bonus from garnishment!

If you have financial problems and debts, you can still be happy: the Christmas bonus is protected from seizure up to 780 euros.

18.07.2025

Financial wellbeing in the company pays off

Finance & Law

Woman calculating something at her desk with a laptop in the office

Finance & Law

18.07.2025 Sabrina Ludwig 9956

Financial wellbeing in the company pays off

Companies that actively promote financial wellbeing create real added value for their team - and strengthen their employer brand at the same time.

18.06.2025

How to recognize employee debt

Finance & Law

Employee is in discussion with his manager about debts

Finance & Law

18.06.2025 Sabrina Ludwig 10159

How to recognize employee debt

Tips on how you as a manager can talk to the employee concerned.

03.06.2025

Money and relationships: Fair finances in a partnership

Finance & Law

Father sits on the living room floor with his daughter and plans finances

Finance & Law

03.06.2025 Sabrina Ludwig 46591

Money and relationships: Fair finances in a partnership

How to communicate openly, what fair financial models and state support are available for families, and how to avoid disputes.

23.05.2025

New naming law: What applies from May 2025?

Finance & Law

Parents sit on the sofa laughing with their two toddlers

Finance & Law

23.05.2025 Ifenna Ekezie 53184

New naming law: What applies from May 2025?

Since May 1, 2025, the new naming law allows more flexibility when choosing a double name.

21.02.2025

75 years of Peter Zwegat: Debt is not taboo!

Finance & Law

A man and a woman are sitting at the table. She is happily shaking the piggy bank and he has coins in his hand and is laughing.

Finance & Law

21.02.2025 Sabrina Ludwig 14945

75 years of Peter Zwegat: Debt is not taboo!

Debt is not embarrassing. Peter Zwegat's show "Raus aus den Schulden" (Get out of debt) made debt counselling popular and removed the taboo surrounding it. Today would be his 75th birthday.

29.01.2024

Financial help and support for cancer

Finance & Law

Finance & Law

29.01.2024 Gabriele Strasser 60199

Financial help and support for cancer

Home help, disability pass, exemption from co-payments and more: an overview of help with cancer.

08.01.2024

Change in the law: what will change in 2024

Finance & Law

Finance & Law

08.01.2024 Christin Müller 22909

Change in the law: what will change in 2024

These changes for employers and employees will come into force in 2024.

27.10.2023

Applying for citizen's allowance: the most important facts in brief

Finance & Law

Two people with laptops, two hands between them, handing each other money

Finance & Law

27.10.2023 Sabrina Ludwig 27053

Applying for citizen's allowance: the most important facts in brief

The most important facts about the Citizen's Income in brief. You can also find out what is changing and what you need to bear in mind.

12.06.2023

How can I apply for housing benefit (Plus)?

Finance & Law

Close-up of female reading hands typing on a laptop keyboard

Finance & Law

12.06.2023 Sabrina Ludwig 75025

How can I apply for housing benefit (Plus)?

When you get housing benefit (Plus), how much and how you can apply for it.

19.01.2023

Reduce debt: Tips on how to become debt-free quickly

Finance & Law

A pregnant woman and her husband sit on the sofa with bills and try to get an overview of their finances

Finance & Law

19.01.2023 Sabrina Ludwig 18136

Reduce debt: Tips on how to become debt-free quickly

We show you what steps you can take to become debt-free again.

09.01.2023

When are you considered overindebted?

Finance & Law

A piggy bank is broken open and the coins inside can be seen

Finance & Law

09.01.2023 Sabrina Ludwig 20086

When are you considered overindebted?

Simply explained: When are you considered overindebted? What is the difference between indebted and overindebted?

26.08.2022

Episode 3: Running out of money: what to do?

Finance & Law

Podcast graphic of episode 3 with the characters Olli Schmidt and Karin Lohse

Finance & Law

26.08.2022 Isabel Hempel 14198

Episode 3: Running out of money: what to do?

The third episode of our podcast is all about money. How can we prepare for the rising cost of living?

03.02.2022

How women can finally become financially independent

Finance & Law

Finance & Law

03.02.2022 Josephin Hartmann 18836

How women can finally become financially independent

Money coach Dani Parthum empowers women in all aspects of finance.

14.12.2021

Wage garnishments: A lot of work for the employer

Finance & Law

Female manager sits in home office with a wage garnishment in her hand

Finance & Law

14.12.2021 Sabrina Ludwig 30846

Wage garnishments: A lot of work for the employer

Wage garnishments cause costs and time. Preventive programs can avoid employee debt.

09.12.2021

Corona and loss of earnings: How you can save money

Finance & Law

Finance & Law

09.12.2021 Sabrina Ludwig 14533

Corona and loss of earnings: How you can save money

The latest regulations and decisions on state subsidies.

22.04.2021

Retirement Planning for Women: Don't Fall Into the Retirement Trap

Finance & Law

22.04.2021 Sabrina Ludwig 13594

Retirement Planning for Women: Don't Fall Into the Retirement Trap

What is the best way to invest money for old age? Guest article by Dani Parthum, money coach and financial blogger.

10.07.2020

Against poverty in old age: the basic pension is coming!

Finance & Law

Finance & Law

10.07.2020 Gabriele Strasser 12560

Against poverty in old age: the basic pension is coming!

More pension for low earners: the basic pension is coming in 2021. Information on entitlement and amount.

15.07.2019

Off to the vacation program!

Finance & Law

Finance & Law

15.07.2019 Gabriele Strasser 4150

Off to the vacation program!

What makes our vacation programs a special experience? An interview with vacation professional Jenny Hold.

08.06.2018

24/7 hotline for our Lernwelten parents

Finance & Law

Finance & Law

08.06.2018 Gabriele Strasser 3321

24/7 hotline for our Lernwelten parents

Round-the-clock advice on difficult life situations and parenting issues.

07.11.2017

Maternity nannies: For a good start after the birth

Finance & Law

Finance & Law

07.11.2017 Gabriele Strasser 3483

Maternity nannies: For a good start after the birth

The first time with a baby is exhausting. Maternity nannies take the pressure off and encourage an early return to work.

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LFR_SESSION_STATE_	Status of the current Liferay session(s)	Session	Cookie	liferay.com
COOKIE_SUPPORT	Enables downloads in Internet Explorer with https.	365 days / 1 year	Cookie	liferay.com
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liferay.chat.messages	Has the chat messages from the chat-web module* stored, by default deactivated.	Permanent	Local storage	liferay.com

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ACCEPT_COOKIE_CONSENT	Stores the names of all accepted cookies	365 days / 1 year	Cookie	comundus.com
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JSESSIONID	You use the New Relic service to monitor the uptime\downtime status of our websites.	Session	Cookie	nr-data.net
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Name	Intended use	Storage duration	Type	Hostname
APISID	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	2 years	Cookie	google.com
NID	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	6 Months	Cookie	google.com
ANID	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	20 Months	Cookie	google.com
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FLC	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	20 Months	Cookie	google.com
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ASI	We set these cookies for essential purposes. They are used for security and authentication purposes.	30 minutes	Cookie	canva.com
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Name	Intended use	Storage duration	Type	Hostname
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rc::a	Filters requests from bots	Unlimited	Local storage	recaptcha.net
rc::c	Filters requests from bots	Unlimited	Local storage	recaptcha.net
rc::b	Filters requests from bots	Unlimited	Local storage	recaptcha.net