Finance & Law

Teacher laughingly gives pupils a high five

Finanzen & Recht

16.10.2026 Ifenna Ekezie 17415

All-day support law: what parents should know

Starting in the 2026–27 school year, first-grade students will be eligible for full-day care, which will be gradually expanded to all grades 1 through 4 by the 2029–30 school year.

Finance & Law

07.10.2026 Gabriele Strasser 7686

Long-Term Care Reform 2027: What Changes Are Coming to Long-Term Care Insurance?

The cabinet's draft bill on the 2027 long-term care reform proposes changes to long-term care benefits, care levels, and premiums. Find out what's planned and what people in need of care and their families should be aware of now.

Graphic for Podcast Episode 54 featuring financial expert Claudia Müller and podcast host Olli Schmidt

Finance & Law

06.10.2026 Sabrina Ludwig 2277

Episode 54: How Can I Get My Finances Under Control?

Why do so many people find it hard to keep track of their money—and what does that have to do with their personal beliefs? Our guest: financial expert Claudia Müller.

28.09.2026

Reduce debt: Tips on how to become debt-free quickly

Finance & Law

A pregnant woman and her husband sit on the sofa with bills and try to get an overview of their finances

Finance & Law

28.09.2026 Sabrina Ludwig 21845

Reduce debt: Tips on how to become debt-free quickly

We show you what steps you can take to become debt-free again.

25.09.2026

When are you considered overindebted?

Finance & Law

A piggy bank is broken open and the coins inside can be seen

Finance & Law

25.09.2026 Sabrina Ludwig 25864

When are you considered overindebted?

Simply explained: When are you considered overindebted? What is the difference between indebted and overindebted?

12.08.2026

2027 Parental Leave Reform: What Might Change

Finance & Law

A couple is sitting at the table, delighted by a positive pregnancy test

Finance & Law

12.08.2026 Ifenna Ekezie 33461

2027 Parental Leave Reform: What Might Change

What changes might the planned 2027 parental leave reform bring? pme Elternberatung provides an overview of the current situation, highlights potential impacts on families, and explains how companies can support families.

16.07.2026

The Best Private Retirement Plan for Those Starting Their Careers: Start Saving at Age 20

Finance & Law

Two young people are sitting at a desk with documents, working on their personal retirement planning

Finance & Law

16.07.2026 Sabrina Ludwig 4878

The Best Private Retirement Plan for Those Starting Their Careers: Start Saving at Age 20

It's worth setting up a private retirement plan starting at age 20. With just 25 euros a month, you can already build up a substantial nest egg.

16.06.2026

How much will my first apartment cost?

Finance & Law

A young woman stands in her first apartment of her own, with boxes behind her

Finance & Law

16.06.2026 Sabrina Ludwig 26043

How much will my first apartment cost?

Whether shared flat, hall of residence or alone: We give you tips on what costs you will incur and how you can save.

17.02.2026

Planning for Private Retirement: How to Make It Fit Into Your Daily Life

Finance & Law

A couple is delighted with their private pension plan.

Finance & Law

17.02.2026 Sabrina Ludwig 6278

Planning for Private Retirement: How to Make It Fit Into Your Daily Life

Retirement provisions can be structured in such a way that they fit quietly and unobtrusively into your everyday life and do not have to be constantly present.

09.02.2026

Child sickness days 2026 and child sickness benefit

Finance & Law

A miniature woman with a baby sits on a pile of coins next to a pile of bills and a miniature man with a baby next to them.

Finance & Law

09.02.2026 Sabrina Ludwig 101706

Child sickness days 2026 and child sickness benefit

All information about sick days for children and child sickness benefits in 2026.

19.12.2025

New in 2026: Changes in nursing care

Finance & Law

Finance & Law

19.12.2025 Gabriele Strasser 26759

New in 2026: Changes in nursing care

The new year brings various changes for people in need of care and their relatives – here is an overview.

14.11.2025

More child benefit & co. for families: changes in 2026

Finance & Law

Parents with two children sit laughing together on the floor in the living room

Finance & Law

14.11.2025 Ifenna Ekezie 211012

More child benefit & co. for families: changes in 2026

From January 2026, child benefit, child allowance and the minimum wage will increase, as will the earnings limit for mini-jobs.

27.10.2025

How to protect your Christmas bonus from garnishment!

Finance & Law

A piggy bank hung with a colorful string of lights

Finance & Law

27.10.2025 Sabrina Ludwig 44070

How to protect your Christmas bonus from garnishment!

If you have financial problems and debts, you can still be happy: the Christmas bonus is protected from seizure up to 780 euros.

18.07.2025

Financial wellbeing in the company pays off

Finance & Law

Woman calculating something at her desk with a laptop in the office

Finance & Law

18.07.2025 Sabrina Ludwig 11928

Financial wellbeing in the company pays off

Companies that actively promote financial wellbeing create real added value for their team - and strengthen their employer brand at the same time.

18.06.2025

How to recognize employee debt

Finance & Law

Employee is in discussion with his manager about debts

Finance & Law

18.06.2025 Sabrina Ludwig 12326

How to recognize employee debt

Tips on how you as a manager can talk to the employee concerned.

03.06.2025

Money and relationships: Fair finances in a partnership

Finance & Law

Father sits on the living room floor with his daughter and plans finances

Finance & Law

03.06.2025 Sabrina Ludwig 53693

Money and relationships: Fair finances in a partnership

How to communicate openly, what fair financial models and state support are available for families, and how to avoid disputes.

23.05.2025

New naming law: What applies from May 2025?

Finance & Law

Parents sit on the sofa laughing with their two toddlers

Finance & Law

23.05.2025 Ifenna Ekezie 57972

New naming law: What applies from May 2025?

Since May 1, 2025, the new naming law allows more flexibility when choosing a double name.

21.02.2025

75 years of Peter Zwegat: Debt is not taboo!

Finance & Law

A man and a woman are sitting at the table. She is happily shaking the piggy bank and he has coins in his hand and is laughing.

Finance & Law

21.02.2025 Sabrina Ludwig 17420

75 years of Peter Zwegat: Debt is not taboo!

Debt is not embarrassing. Peter Zwegat's show "Raus aus den Schulden" (Get out of debt) made debt counselling popular and removed the taboo surrounding it. Today would be his 75th birthday.

29.01.2024

Financial help and support for cancer

Finance & Law

Finance & Law

29.01.2024 Gabriele Strasser 64921

Financial help and support for cancer

Home help, disability pass, exemption from co-payments and more: an overview of help with cancer.

08.01.2024

Change in the law: what will change in 2024

Finance & Law

Finance & Law

08.01.2024 Christin Müller 24973

Change in the law: what will change in 2024

These changes for employers and employees will come into force in 2024.

27.10.2023

Applying for citizen's allowance: the most important facts in brief

Finance & Law

Two people with laptops, two hands between them, handing each other money

Finance & Law

27.10.2023 Sabrina Ludwig 29202

Applying for citizen's allowance: the most important facts in brief

The most important facts about the Citizen's Income in brief. You can also find out what is changing and what you need to bear in mind.

12.06.2023

How can I apply for housing benefit (Plus)?

Finance & Law

Close-up of female reading hands typing on a laptop keyboard

Finance & Law

12.06.2023 Sabrina Ludwig 78965

How can I apply for housing benefit (Plus)?

When you get housing benefit (Plus), how much and how you can apply for it.

26.08.2022

Episode 3: Running out of money: what to do?

Finance & Law

Podcast graphic of episode 3 with the characters Olli Schmidt and Karin Lohse

Finance & Law

26.08.2022 Isabel Hempel 15964

Episode 3: Running out of money: what to do?

The third episode of our podcast is all about money. How can we prepare for the rising cost of living?

03.02.2022

How women can finally become financially independent

Finance & Law

Finance & Law

03.02.2022 Josephin Hartmann 20429

How women can finally become financially independent

Money coach Dani Parthum empowers women in all aspects of finance.

14.12.2021

Wage garnishments: A lot of work for the employer

Finance & Law

Female manager sits in home office with a wage garnishment in her hand

Finance & Law

14.12.2021 Sabrina Ludwig 34055

Wage garnishments: A lot of work for the employer

Wage garnishments cause costs and time. Preventive programs can avoid employee debt.

09.12.2021

Corona and loss of earnings: How you can save money

Finance & Law

Finance & Law

09.12.2021 Sabrina Ludwig 16363

Corona and loss of earnings: How you can save money

The latest regulations and decisions on state subsidies.

22.04.2021

Retirement Planning for Women: Don't Fall Into the Retirement Trap

Finance & Law

22.04.2021 Sabrina Ludwig 15578

Retirement Planning for Women: Don't Fall Into the Retirement Trap

What is the best way to invest money for old age? Guest article by Dani Parthum, money coach and financial blogger.

10.07.2020

Against poverty in old age: the basic pension is coming!

Finance & Law

Finance & Law

10.07.2020 Gabriele Strasser 14096

Against poverty in old age: the basic pension is coming!

More pension for low earners: the basic pension is coming in 2021. Information on entitlement and amount.

15.07.2019

Off to the vacation program!

Finance & Law

Finance & Law

15.07.2019 Gabriele Strasser 4150

Off to the vacation program!

What makes our vacation programs a special experience? An interview with vacation professional Jenny Hold.

08.06.2018

24/7 hotline for our Lernwelten parents

Finance & Law

Finance & Law

08.06.2018 Gabriele Strasser 3321

24/7 hotline for our Lernwelten parents

Round-the-clock advice on difficult life situations and parenting issues.

07.11.2017

Maternity nannies: For a good start after the birth

Finance & Law

Finance & Law

07.11.2017 Gabriele Strasser 3483

Maternity nannies: For a good start after the birth

The first time with a baby is exhausting. Maternity nannies take the pressure off and encourage an early return to work.

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LFR_SESSION_STATE_	Status of the current Liferay session(s)	Session	Cookie	liferay.com
COOKIE_SUPPORT	Enables downloads in Internet Explorer with https.	365 days / 1 year	Cookie	liferay.com
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LOGIN	The user ID required for login (ID, e-mail address, user name), encrypted	365 days / 1 year	Cookie	liferay.com
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Slido.Privacy	Technically, required for their infrastructure. (Cookie holds a token to verify the login session etc. ...)	up to 10 years	Cookie	sli.do
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Name	Intended use	Storage duration	Type	Hostname
APISID	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	2 years	Cookie	google.com
NID	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	6 Months	Cookie	google.com
ANID	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	20 Months	Cookie	google.com
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FLC	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	20 Months	Cookie	google.com
AID	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	20 Months	Cookie	google.com
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exchange_uid	This cookie is used by Google to display personalized advertising on Google websites, based on recent searches and previous interactions.	20 Months	Cookie	google.com
SID	This cookie is used by Google to authenticate users, prevent fraudulent use of login information of login information and to protect user data from unauthorized access.	2 years	Cookie	google.com
1P_JAR	These cookies are used by Google to display personalized advertising on Google websites based on recent searches and previous interactions.	1 month	Cookie	google.com
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HSID	This cookie is used by Google to authenticate users, prevent fraudulent use of login information login information and to protect user data from unauthorized access.	2 years	Cookie	google.com
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Name	Intended use	Storage duration	Type	Hostname
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cf_clearance	Used to manage the security captcha process and stores details about the success about the success of a captcha attempt.	1 year	Cookie	canva.com
ASI	We set these cookies for essential purposes. They are used for security and authentication purposes.	30 minutes	Cookie	canva.com
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CPA	We set these cookies for essential purposes. They are used for security and authentication purposes.	3 hours	Cookie	canva.com

Name	Verwendungszweck	Storage duration	Type	Hostname
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rc::a	Filters requests from bots	Unlimited	Local storage	recaptcha.net
rc::c	Filters requests from bots	Unlimited	Local storage	recaptcha.net
rc::b	Filters requests from bots	Unlimited	Local storage	recaptcha.net