Mother and daughter in the swimming pool at the mother-child cure
Parent & Child

Apply for a mother-child cure and father-child cure: Here's how!

Are you overwhelmed by family or professional challenges, are you stressed and would like to apply for a mother-child or father-child cure? We'll show you how it works, what you should look out for when applying and at the spa clinic and what you can expect from a parent-child cure.

Updated on April 27, 2026. Reviewed by: Karin Lohse, financial expert | Edited by: Sabrina Ludwig

 

What is a mother or father-child cure?

A mother or father-child cure is a medically prescribed time-out for mothers or fathers with their children. The aim is to improve health, prevent illness or treat existing complaints.

In such a cure, parents can recover from the daily routine while at the same time special therapies and training are offered. These cures are particularly helpful if you are exhausted by the double burden of work and family or if your child has health problems.

Applying for a mother or father-child cure: steps at a glance

1. First, you should talk to your doctor, 

because you need a medical justification or doctor's note for the spa treatment. Your family doctor will help you fill out the application for your health insurance provider. 

It is advisable to obtain additional medical reports and certificates from specialists (e.g., orthopedic surgeons, dermatologists, psychologists) and include them with the application.

Once you have these, look for suitable clinics, for example, on the website www.rehakliniken.de. Make sure the clinic meets your needs.

2. Next, send the application and the medical reports to your health insurance provider.

It is important to include all necessary documents. A personal cover letter explaining your situation and the need for the treatment is often helpful as well.

Please note: Many facilities require approval from the health insurance company before making a reservation or booking.

3. Be prepared for the possibility that your application may be denied, which would require you to file an appeal. 

Don't give up! A rejection isn't the end of the world, and providing additional information can often help overturn it.

4. When your application is approved, you will usually receive a list of health resorts that have a contract with your health insurance provider. 

If you haven’t found a facility yet, you can inquire about available appointments at the suggested clinics. If you have selected a clinic and would like to use it, please contact your health insurance provider and refer to your right to choose a facility. The health insurance provider must approve your choice of facility.

Also be sure to check the validity period of the authorization. If you are unable to secure an appointment within the specified time frame, contact your health insurance provider immediately to inquire about a possible extension.

5. Finally, don’t forget to take care of arranging your travel and accommodations

Once everything has been approved, nothing will stand in the way of your time off!

Requirements for a mother or father-child cure: frequently asked questions

When does a mother or father-child cure make sense?

A mother or father-child cure can be useful in many situations, especially if you as a mother or father are exhausted or suffer from health problems that also affect your child.

Typical reasons for a cure are

  • Chronic illnesses of the parent or child
  • Mental health issues such as exhaustion syndrome or signs of burnout, coping with grief
  • Educational difficulties
  • Separation from/by partner

A cure can also help single parents to recharge their batteries and strengthen their bond with their child.
 

Test: Does a mother-child cure make sense for me?

You can take a cure test on the Müttergenesungswerk website. This will help you find out whether a cure would make sense for you.

To the cure test

Can both parents go to the spa?

Yes, it is generally possible for both parents to take part in a so-called parent-child cure or for the other parent to accompany the child. It is important to discuss this with your doctor beforehand and to clearly state the necessity in the application documents. If both parents are to actively participate in the cure, it should be clear from the application that all those involved are suffering from health problems and that the measure can bring about significant relief and health improvement for them.

As a rule, however, a cure is approved primarily for one parent and the child. However, with a well-founded justification and appropriate medical evidence, the participation of the other parent can also be approved. It is advisable to enclose all relevant documents and evidence with the application in order to increase the chances of a joint cure.

Can children come with me to the cure?

You can take your children with you. Sometimes it can be better for your recovery and health if you go to the spa without children. For this purpose, there are so-called mothers' cures or fathers' cures, which are a special offer for parents who would like to take part in a preventive or rehabilitation measure alone (without children).

How old can the children be for a mother-child cure?

Children up to the age of 12 can normally take part in a parent-child cure. There is no age limit for children with disabilities. In exceptional cases, children up to the age of 14 may attend the cure.
 

Test: What is your mental load dimension?

Children, job, caring for grandparents and the many small everyday obligations, such as doing the laundry and baking the cake for parents' evening: if you think about everything and do most of it, you quickly fall into the mental load trap. What is your current mental load?

To the mental load test

How often are parents entitled to a mother or father-child cure?

You are entitled to a health retreat once every four years. However, this is a recommended benefit, not a mandatory one, provided by your health insurance plan. 

In certain cases, you may be able to claim this benefit earlier if your health or your child’s health requires it. It is important that the need be medically justified.

Consult your doctor to clarify whether a cure is necessary and how best to apply for it. Approval depends on your individual situation and will be checked by your health insurance provider.
 

Good to know!

If you would like to reserve or make a firm booking for a spa treatment, most facilities require that you have already received approval from your health insurance provider.

What does a mother-child cure or father-child cure cost?

The statutory health insurance funds cover the full cost of a mother-child or father-child cure. However, the statutory co-payment is usually 10.00 euros per day for adults; children are free of charge.

To have the costs covered, you need a doctor’s prescription, which you must submit to your health insurance provider. After reviewing your application, the health insurance provider will decide whether to approve it. 

If your application is approved, the costs of lodging, meals, and therapeutic treatments will be covered. Private health insurance plans have their own policies, so you should contact them directly for more information. In some cases, a copayment may be required, but this does not apply to children and adolescents under the age of 18.

Please note: If you come to the spa by car, you may have to pay a parking fee. It is best to ask the spa clinic in advance how much you can expect to pay per day.

How long does a mother-child cure last?

A mother-child or father-child health retreat typically lasts three weeks. In some cases, it can be extended upon request if medically necessary. It is important that you are able to focus on your own recovery and that of your child during this time.

The duration is set so that you have the opportunity to recharge your batteries and work on your health together with your child. After the cure, you should be able to return to everyday life with new strategies and a strengthened sense of well-being.

How do I find a suitable spa clinic?

Finding a suitable mother and child cure is not difficult if you follow a few tips. First of all, you should consider where your health problems lie.

Ask your health insurance company about approved spa clinics. Then get recommendations from your doctor or other patients. Look out for specialized facilities that cater to your needs.

Also think about the location of the clinic so that you are in an environment that is conducive to relaxation. Reviews from other spa participants can also help you get an impression of the quality and range of facilities.

How to apply for a mother-child cure: frequently asked questions

Applying for a mother-child cure is easy. Read the following section to find out how your application to the health insurance fund can be successfully approved.

1. First, you should talk to your doctor to discuss whether you need a course of treatment and to prepare the application together.

2. Submit the application and, if applicable, any additional medical reports and certificates to your health insurance provider.

The health insurance company will review your application and decide whether to approve it. If your application is denied, you have the option to file an appeal.

It is important that you do not get discouraged and carefully compile all the necessary documents. The better you prepare your documents and explain why the treatment is urgently needed, the more likely it is to be approved.

How long does it take to apply for a mother or father-child cure?

The processing time may vary. Once you have submitted your application to your health insurance provider, they typically have about three to five weeks to make a decision. 

It is important that your application includes all the necessary documents to avoid any delays. Sometimes the process can be faster if all requirements are clear and no further questions need to be asked.
 

Good to know!

If your application is rejected, you have the right to lodge an appeal within one month. So allow some time for the entire process.

Who prescribes a parent-child cure?

A parent-child health retreat is usually prescribed by a family doctor, pediatrician, or another specialist. 

If you feel that daily life is overwhelming you, that you can no longer cope with the stress, or that you are struggling with an illness, talk to your doctor about it. Your doctor will assess your situation and, if appropriate, may recommend a health retreat. This will then be noted on a special application form, which is required to submit a claim to your health insurance provider.
​​​​​​​

Good to know!

It is important that you discuss all relevant complaints and stresses with the doctor so that the need for the cure can be clearly explained.

Can I choose the location for the mother-child cure?

Yes, you have what is known asthe “right to choose.” This is legally regulated under Section 8 of SGB IX. However, approval from your health insurance provider is required.

Can I bring a dog to the spa?

Sometimes it's possible to bring your dog along. However, this depends on the clinic, as most facilities aren't equipped to accommodate pets. 

It’s best to check directly with the clinic before making a reservation to see if dogs are allowed and what the rules are. Some places even offer special services for dogs.

Remember that your dog should be vaccinated and have liability insurance so that everyone is on the safe side. It’s also a good idea to check out the area around the clinic to see if there are enough places for your dog to run around. That way, you can start your stay with peace of mind, knowing your faithful companion is in good hands.

What happens after the application?

After you have submitted your application for a mother or father-child cure, the health insurance company will check your documents. This may take a few weeks. As a rule, you will then receive written feedback. If you are accepted, you can arrange an appointment with the spa clinic.

If the application is rejected, you have the right to lodge an appeal. Your health insurance company will inform you about the next steps and which documents may still be required. It is important that you remain in contact with your health insurance company throughout the entire process in order to clarify all the necessary steps.

Am I on sick leave during the cure?

If your doctor prescribes a spa treatment, your employer must release you from work for this. This means that you do not have to take leave for the cure. You are considered to be on sick leave during the cure and will receive the continued payment of wages that applies to you under the Continued Payment of Wages Act.

If your child travels with you, they will be exempt from school for the duration of the cure. In most facilities, lessons are offered alongside school.

Tips for a successful application process

A mother or father-child cure can help if you and your offspring need a break from everyday life. Here are a few tips to ensure that the application goes smoothly:

1. medical certificate: Obtain a meaningful medical certificate from your doctor confirming the necessity of the cure.

2. define the exact success of the cure: Be clear about what you want to achieve - whether it's recovery, treatment or prevention.

3. inform your health insurance company: Clarify in good time with your health insurance company which documents are required.

4. completeness of the documents: Make sure that all application forms are filled out completely and truthfully.

5. describe your personal situation: Your individual situation should be clearly recognizable in the application in order to underline the urgency.

With these tips, nothing stands in the way of your relaxation!

Lodge an objection: What to do if the application is rejected?

If your application for a cure has been rejected, don't be discouraged. An appeal is often successful. Here are some tips on how you can proceed:

1. observe the deadlines: As a rule, you have four weeks to lodge an objection. The period begins with the receipt of the rejection notice.

2. read the reasons: Take a close look at why your application was rejected. It is often due to missing documents or insufficient justification.

3. medical support: Obtain a detailed medical certificate confirming the necessity of the cure.

4. formulate precisely: Write a clear and precise objection. Explain why the cure is important for you and your child.

5. submit supporting documents: Enclose all relevant medical documents with your objection.

6. use advice centers: If you are unsure, social associations or advice centers can provide support.

 


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How do I find the right clinic for my mother-child cure?

Choosing the right clinic is crucial to the success of your treatment. Write down what is important to you and what needs you and your child have. Consider the health requirements, location and facilities of the clinic. Cure clinics often offer programs tailored to specific problems such as exhaustion or stress management.

Questions you can ask yourself in advance could be:

  • Large or small spa home?
  • Which pedagogical concept is important to me?
  • Homeopathic vs. conventional medicine?
  • Location, place and distance?

Find out from your health insurance provider which spa clinic is in their network. Often these clinics have already received good reviews from other parents. You can also use testimonials on the Internet to get an impression of the atmosphere and the services offered by the spa clinic. Do not hesitate to contact the clinics directly and ask questions.

Good to know!

It doesn't always have to be a spa home that cooperates with the health insurance company. There are also spas that are not on the list and you can get a place.

What can I expect during the cure?

Are you wondering what to expect during a mother and child cure? Prepare yourself for a time in which your health comes first. You will receive professional care and can take part in therapies that are specially tailored to your needs.

There is a varied childcare program for your children so that they can also relax and have fun. Joint activities strengthen your family bond while you also find time for yourself. Nutritional advice, stress management courses and relaxation exercises are just a few examples of the extensive range of activities on offer.

Aftercare and follow-up

Once back home, it is important to maintain the new routines and continue to take time for your own health and that of your children. It is advisable to develop an aftercare plan together with the therapists during the treatment. This plan can include, for example, regular exercise, nutritional tips or relaxation techniques that you can integrate into your everyday life.

Sometimes spa clinics also offer aftercare meetings where you can exchange ideas with other spa participants. Remember that implementing what you have learned into your everyday life is crucial for the long-term effects of the cure.

Did you know: Mother or father cures without children

What many parents don't know: In addition to the well-known mother-child cure or father-child cure, there is also a pure mothers' cure or fathers' cure.

Maternity/paternity cures are a special offer for parents who wish to take part in an inpatient medical preventive or rehabilitation program without children.

A mother/father cure can be applied for if there is a need for prevention and rehabilitation.

It is also a prerequisite that the children live in the household and are not older than 17.

A maternity cure is a sensible alternative to a mother-child cure if:

  • Childcare is arranged at home.
  • you need time out on your own to get well again.
  • The children are healthy.

No children also means no distractions. This means that the focus is entirely on yourself, which can be extremely important, especially for certain specialty cures (e.g. bereavement, relatives in need of care or after chemotherapy)!
 

Good to know!

A health retreat for mothers or fathers is NOT a rehabilitation measure, but rather a preventive measure, and is NOT applied for through or covered by the pension insurance provider.

Free advice centers

Under the following link you will find advice centers clearly arranged according to postal code areas. The advisors will assist you with the application process and find the right spa clinic with the best spa program for you and your family. Free of charge!

Advice near you

Customers of the pme Familienservice can obtain free advice from the pme specialist advisory service.

zero How ILB makes employees crisis-proof

The ILB building in Potsdam
Leadership & HR

Strengthening team resilience: How ILB makes employees crisis-proof

In this interview, Kathleen Wiesener, HR Development Officer at the Investitionsbank des Landes Brandenburg (ILB), sheds light on the importance of a strong team spirit and how targeted measures such as coaching, feedback culture and external moderation help to strengthen employees. She explains which strategies ILB uses to create a resilient working environment in which employees receive the support they need to be successful in crisis situations.

What does ILB mean by team resilience and why is it particularly important for the company?

For us, team resilience means the ability of a team to overcome challenges, crises or stressful situations together and emerge stronger. This includes cohesion, mutual support, good communication and trust within the group. A resilient team can adapt quickly to new circumstances and remains productive even in difficult times.

What specific challenges do you face in strengthening the resilience of your teams?

Digitalization presents our employees with considerable adjustment requirements. In addition, there are frequent reorganizations, for example due to new guidelines or efficiency measures. There is also a high workload in many areas due to sickness absences or unfilled expert positions as a result of the shortage of specialists.

How have you anchored the topic of team resilience in your organization?

ILB recognized team cohesion and resilience as key issues many years ago. We offer our employees systematic support from coaches and trainers from the pme Academy. We have succeeded in raising awareness among managers that good team dynamics promote well-being. This leads to fewer conflicts and less sickness-related absences and strengthens the team's performance.

How does the cooperation with the pme Academy work?

The pme Academy supports us in the organization of team meetings and the moderation of larger workshops - ranging from small teams of 4 people to entire areas with 80 participants. We also work together with their conflict moderators. Managers are part of the system and therefore cannot mediate neutrally, which is why external support is very valuable. There are also preventative offers that enable managers and employees to address conflicts and provide feedback.

Unleash the full potential of your managers and teams now.

Our trainers and coaches at the pme Academy support you in difficult transformation and change processes or analyze together how you can make even better use of your team's strengths. 

More information on the seminars and training courses: pme Academy

What effect do these offers have on your employees?

Our employees find these offers very helpful. They appreciate being able to talk about team spirit away from the daily work routine. Since the coronavirus pandemic, many have been working from home, which has led to fewer informal meetings and more social distancing. Hybrid or digital meetings are often very business-oriented, but personal interaction is crucial to strengthen bonds and a sense of community.

How do managers specifically support their teams in difficult times and ensure a resilient working environment?

We promote a sense of unity in a variety of ways in order to strengthen cooperation. Together with the workforce, we have developed guidelines for transparent, constructive communication, a lively feedback culture and cross-divisional collaboration.
Not only managers but also employees are responsible for regularly discussing and reflecting on these values. Regular team events offer the opportunity to maintain personal connections despite hybrid working models and to discuss common interests beyond work content.

What measures do you take to ensure that employees dare to speak openly about challenges or mistakes?

Dealing constructively with mistakes and challenges is firmly anchored in our vision of a learning organization. We promote transparency and encourage our managers to support their employees and adopt a solution-oriented approach instead of looking for someone to blame.

How does this work in practice? Are there tools and techniques for systematically talking about setbacks and mistakes?

We systematically integrate the topic of feedback into our annual appraisals and thus repeatedly raise awareness of its importance. There have also been campaigns on how to give constructive feedback, with newsletters, postcard campaigns and training measures.

What programs, training or resources do you offer to continuously promote the resilience of teams and individuals?

In addition to various communication training courses, such as conflict management, we offer teams the opportunity to call in external mediators or moderators for team building in times of crisis. The pme Familienservice is an important partner here.
In addition, all managers have the opportunity to choose a coach to support them in challenging situations. In day-to-day work, it's often all about the "what" and less about the "how". When a team is reassembled or a new manager is appointed, we support the process with targeted guidance.

How do you ensure that employees are not overwhelmed in stressful phases and remain productive?

Stress management is a key issue that we support through training for both our employees and managers. It is an essential part of management development so that they can protect themselves and their teams from overload and manage crises in a targeted manner. We also offer social counseling and practical support in difficult private and professional situations via an external partner.

We are currently experiencing a very strong polarization in society. Is this also noticeable in your teams? Are the conflicts growing?

My perception is that we are very reluctant to talk about politics, possibly to avoid conflict. I can only speak for my team here: It is very important to us to treat each other with respect, and that includes respecting different opinions. One example was the vaccination debate during the coronavirus pandemic, where there were both supporters and opponents. I experienced a lot of tolerance. Good cooperation is important to us and helps us to overcome crises together.