Digital Health Expert Inga Bergen
Body & Soul

Inga Bergen: How Generation Z Is Changing Healthcare

Inga Bergen is THE expert when it comes to digital health in Germany. As an entrepreneur, investor, podcaster, and sought-after speaker, she is shaping the discussion on the future of healthcare. In this interview, she discusses why our healthcare system still lags behind technological possibilities, how Generation Z is changing the way we approach health, and which innovations are actually making a difference. Inga Bergen will be speaking at Health Day 2026.Interview: Simone Bohny/Christin Müller

​​​​​​​"I look forward to a medical field that recognizes that women aren't just little men." (Inga Bergen)

What motivates you to be so passionate about the future of healthcare?

Inga Bergen: I’ve founded and led two companies in the digital health sector—and in doing so, I’ve learned just how slowly a system moves that should actually be the most innovative one we have. What drives me is the gap between what has long been medically and technologically possible and what people actually experience when they’re sick. This gap isn’t a technological problem. It’s a problem of structure, incentives, and courage. And that’s exactly why I’m staying the course: because it can be solved.

In your opinion, what makes Generation Z different from other generations when it comes to health?

I’m cautious about generational narratives—they often explain less than they claim to. But what I really observe is this: This generation no longer makes a clear distinction between health and everyday life. Mental health, sleep, nutrition, exercise, work—these form a continuum, not a set of separate areas of responsibility. This clashes with a system that is organized precisely along lines of responsibility: boundaries between medical specialties, between sectors, and between payers. The conflict isn’t “young versus old.” It’s “integrated experience versus fragmented care.”

Gen Z is the first generation to have grown up entirely with digital technologies. What expectations will they therefore have of doctors, hospitals, and health insurance companies in the future?

Three that I consider to be structural:

First: Expectation sovereignty. People who are used to every service being transparent, bookable, and easy to track won’t accept that an appointment takes six weeks and no one can explain why.

Second: Access to data as a given. Not as a right that must be fought for, but as a fundamental condition.

Third—and this is often underestimated—is the quality of the relationship. Digital literacy does not mean a desire for distance. On the contrary: the more interchangeable the transaction, the greater the value of genuine medical care. Anyone who thinks an app can replace that connection has misunderstood the issue.

What digital developments will truly change the way we approach health in the coming years?

Not so much the spectacular ones, but rather the mundane ones. Interoperable data. AI in documentation and decision support—not because it replaces doctors, but because it frees up their time. And above all: moving diagnostics forward—from the hospital to everyday life, from acute care to early detection.

What interests me more than the technology is the question of who benefits from it. We’re currently in danger of building a system that works exceptionally well for digitally empowered, well-insured people who are health-conscious—and makes things worse than before for everyone else. This isn’t a technical issue, but a matter of distribution.

Many young people today are much more critical of medical advice than previous generations. Is this a sign of greater health literacy or a dangerous overconfidence?

To be honest: neither. I think the question doesn't quite capture the issue.

What we are seeing is not an increase in competence or arrogance, but a loss of trust in institutions coupled with a radical shift in information sources. That is something different.

Health literacy—as measured by standard tools—tends to be rather low across all age groups in Germany, including among young people. What has changed is not people’s ability, but their access: Today, every recommendation is immediately accompanied by a thousand other voices, and none of them bears a seal that can be recognized at a glance.

The answer to this isn’t to reclaim authority. You either have it or you don’t. The answer is to provide a rationale. Saying “That’s just how we do it” doesn’t work anymore. Saying “That’s how we do it because—and here’s the evidence, and here are its limitations” does work very well. It’s more work. But it’s also better.

You speak with many thought leaders in the healthcare sector and have been following innovations for years. Looking ahead to the next ten years, which developments are you most excited about?

The moment when “prevention” is no longer just a buzzword everyone tosses around in political speeches but that no one actually funds. We’re currently witnessing a rare convergence of factors: the technology is here, cost pressures are inevitable, and a new generation is emerging for whom prevention isn’t a sacrifice but a form of self-empowerment. When these three elements come together, something fundamental shifts.

And, to be more specific: I’m looking forward to a medical field that recognizes that women aren’t just little men. Things are finally moving in that direction—too slowly, but they’re moving.

To wrap things up, here’s a quick generational quiz: If you could “steal” one trait from Generation Z, which one would it be? And conversely, is there anything Generation Z could perhaps learn from older generations?

If I could, I’d steal the ease with which this generation talks about mental health. My generation dealt with it on our own and called it strength. It wasn’t.

Conversely: Be patient with systems. Not compliance—patience. Some important things don’t change in eighteen months, but in eighteen years, and anyone who’s only looking for quick results will walk out before things get interesting.

No one approaches the truly major shifts in the healthcare sector as a sprint.

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zero Vacation for family caregivers: how it works

Old woman in a wheelchair
Age & care

Vacation for family caregivers? This is how it works!

Many family caregivers would like to take a break now and then—perhaps for a vacation, when they’re sick, or simply to recharge. But what happens to the caregiving during that time?

The good news: Long-term care insurance supports family caregivers when they are temporarily unable to provide care. Benefits are available to help arrange substitute care at home or temporary care in a long-term care facility.
Since the 2025 long-term care reform, these benefits canbe used with greater flexibility.

Organizing respite care at home 

If family caregivers are unable to provide care—for example, due to vacation, illness, or other commitments—another person can temporarily take over the caregiving duties. This service is called respite care. Care can continue to be provided in the person’s own home . Various forms of support are available:

  • Care provided by family members (restrictions for close relatives).
  • Support from friends, neighbors, or other people you know well.
  • Use of an outpatient nursing service.
  • A team of several helpers.

Respite care can be arranged on an hourly basis (less than 8 hours per day), on a daily basis, or for several weeks (more than 8 hours per day).

Good to know!

For close relatives up to the second degree of kinship, the long-term care insurance fund reimburses twice the amount of the care allowance, but not the annual respite care budget.

Temporary care in a nursing facility (short-term care)

Sometimes it makes more sense for the person in need of care to be temporarily cared for in a facility. This is the case, for example, when

  • when family caregivers go on longer trips,
  • more extensive care is needed,
  • home care is temporarily not possible.

In such cases, the person in need of care can be placed in a nursing home with short-term care beds for a limited period of time.

In addition to nursing care, short-term care often provides social activities and structure in daily life. Many families also use it as an opportunity to get to know an inpatient facility without any obligation.

Who is eligible for respite care and short-term care?

People in need of care who have been assigned at least care level 2 and who are primarily cared for at home are eligible for respite care and short-term care.

Applications for benefits on behalf of the person in need of care are submitted to the relevant long-term care insurance fund.

Important to know!

There is no longer a specific minimum duration requirement for home care. In principle, these benefits can be accessed as soon as the recipient is classified at care level 2 or higher and the care is primarily organized privately.

How much is the relief budget?

Since July 2025, there has been a single annual respite care budget for respite and short-term care. Those in need of care have up to 3,539 euros per calendar year available for this purpose. This budget can be used flexibly, for example:

  • fully covered for respite care,
  • fully covered for short-term care,
  • combined for both services.

Both respite care and short-term care can be utilized for up to eight weeks per year . However, the actual duration of these services depends on how quickly the shared budget is exhausted.

Important to know!

In the case of daily respite care (8 hours or more per day, e.g., when the caregiver is on vacation), the care allowance is reduced to 50%, except on the first and last days of the absence.

For hourly respite care (less than 8 hours per day, e.g., for an afternoon yoga class), the care allowance continues to be paid in full. In the latter case, the joint respite care budget of €3,539 can be spread out over the entire year.

What should you keep in mind when planning a vacation?

When planning a vacation , it’s a good idea to think counter-cyclically: Most Germans take their vacations during the summer and Christmas breaks. As a result, care services and short-term care facilities have limited capacity during these periods. It’s easier to find alternative care options outside of the vacation seasons.

"I highly recommend that all caregivers take advantage of this budget provided by the long-term care insurance fund to give themselves a break. It allows you to recharge your batteries and step back from the daily routine of caregiving. For those in need of care, respite care or short-term care is often an interesting and enriching experience as well. Short-term care, in particular, is an ideal way to get a feel for living in a care facility for a short time, with no obligation." Jürgen Griesbeck, Product Manager for Homecare and Eldercare, pme Familienservice

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On behalf of more than 900 employers, the pme Familienservice Group supports employees in achieving a successful work-life balance and being able to work with a clear head.
The pme Familienservice Group supports employees in crises, e.g. conflicts at work, addiction or partnership problems. With a homecare eldercare service, it relieves the burden on professionals in organizing and financing care services and offers psychosocial support. The pme Academy offers seminars, workshops and coaching on the topics of personnel management and development.
You can find out more about the pme Familienservice Group here: www.familienservice.de/wer-wir-sind

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