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Parent & Child

childcare center Or a child care provider? Here's how to find the right child care

Sooner or later, many parents have to decide how their child should be cared for. After all, it’s not just a matter of who looks after the child while the parents are at work, but also about where the child feels comfortable, is supported, and can build trust. Both types of care have their strengths and can be the right choice—depending on the child, the family, and their individual needs.  

In this article, you'll learn how childcare center and in-home child care differ, and which type of care might be the best fit for your family. 

Expert: Rebecca Brielmaier, certified early childhood educator, pedagogue, and specialist consultant in the area of parents and children at pme Familienservice.

Childcare at the " childcare center " or at a daycare provider's home?

childcare center and family day care are legally equivalent: Both fulfill the same statutory mandate for education, upbringing, and care under Section 24 of SGB VIII, and the legal right to a care spot applies equally to both forms. However, they differ specifically in terms of group size, location of care, number of caregivers, and the ages of the children in their care.

Children in Germany have a legal right to early childhood education and care from their first birthday until they start school. This means that parents have the right to be provided with a suitable care spot at a daycare center (childcare center) or in a family daycare setting that meets the legal quality requirements. 

This entitlement is governed by Section 24 of Book VIII of the Social Code (SGB VIII).

What is the difference between a daycare center ( childcare center ) and in-home child care?  

At first glance, both the “ childcare center ” (childcare center) and child day care share the same goal:  

  • Children are lovingly cared for,  
  • accompanied them in their development and supported them along the way 
  • and learn to build social relationships. 

Nevertheless, the two types of care differ in several important ways.  

Both types of care are legally equivalent 

Legally and under the law, child day care (provided by child care providers) is equivalent to care provided at a “ childcare center ” (day care center) in terms of the mandate to provide support and the legal entitlement. Both are part of public child and youth welfare services under Social Code Book VIII (SGB VIII) and share the same legal mandate for upbringing, education, and care. The legal entitlement to a care spot also applies equally to both forms. 

What makes a childcare center (childcare center) special? 

A " childcare center " (childcare center) is a facility for the education, care, and upbringing of children:

  • Depending on the facility, children from age one until they start school are cared for in larger groups: In daycare centers, groups consist of up to 12 children. In preschools, the groups are usually larger, and the staff-to-child ratio varies by state.  
  • Care is provided by state-certified educational professionals such as early childhood educators, educators, social workers, and special education teachers, often supported by childcare workers and auxiliary staff.  
  • The daily routine is clearly structured and based on the educational philosophy of the respective facility and its sponsoring organization.  
  • Depending on the facility, care may be provided on a part-time or full-time basis.  
  • Hours of operation vary depending on the operator of childcare center or childcare center. 

 
 

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As the operator of over 80 childcare and educational facilities, we offer high-quality educational programs and flexible childcare. Find the pme-childcare center , near you

What makes child day care special? 

Child day care, also known as care provided by a child care provider, offers children a family-like and personalized care environment: 

  • In small groups of up to five children, the program primarily cares for children up to three years old. Thanks to the small group size, children receive particularly close attention and can build a trusting relationship with their caregiver. 
  • Childcare generally takes place in the child care provider’s home
  • Daily life is structured around an individualized care plan that takes into account the children's needs, developmental stage, and interests.  
  • The program is publicly funded by the Youth Welfare Office.  
  • Parents generally make a contribution, the amount of which is determined by regional regulations and can be inquired about at the relevant youth welfare office. 
  • In the event that the caregiver becomes ill, the Youth Welfare Office should arrange for substitute care . In practice, however, the availability of a substitute depends on regional resources and the existing network. 


 

In order for child care providers to take on this responsible role, they must meet certain requirements. These may vary by state. Generally, they include:  

  • teaching qualification, 
  • personal suitability,  
  • appropriate and safe care facilities, 
  • an extended criminal background check for the protection of children. 

To become a child care provider, you need a teaching credential. You can earn this credential by taking a child care training course offered by youth welfare offices or other organizations:Becoming a Child Care Provider: Training & Requirements 

Large-Scale Day Care as an Alternative Form of Child Care

Large-scale daycare is also a form of child daycare. In this arrangement, several child care providers join forces and work together to care for a small group of children—often in rented spaces that are equipped to meet children’s needs.

This type of care combines the small group size typical of family day care with care provided by multiple caregivers. Group size and general conditions may vary by region. 

C childcare center , and daycare be combined? 

Yes, in certain cases, childcare center and child day care can be combined. This form of care is relatively rare and is often referred to as “supplementary child day care.”  

This combination is an option if  

  • childcare center 's hours of operation do not align with the parents' work schedules  
  • or if additional care hours are needed. 

Here's an example: A child attends a “ childcare center ” in the morning and is then cared for by a child care provider in the afternoon or during off-peak hours. Supplementary child care can also be a suitable solution for those with irregular work schedules or increased child care needs. 

Whether such a combination is possible and whether it is financially supported depends on the regulations of the respective municipality and the relevant youth welfare office. Families should therefore seek information early on and discuss their individual childcare needs with the youth welfare office or the childcare providers. 

A Thought from Rebecca Brielmaier for Parents  

Especially for children under three, it’s important to consider which care setting provides the child with a sense of safety and security. Familiar caregivers and reliable routines play an important role at this age.  

A combination of childcare center and child day care can be a good solution if it suits the child and the family’s daily routine and if the transitions between care settings are well managed. Some children benefit from different experiences and environments, while others need more calm and continuity. 

Which is more expensive— childcare center , or a child care provider?  

There is no one-size-fits-all answer to the question of whether a daycare center ( childcare center ) or a home-based daycare is more expensive.  

The costs depend on various factors, such as:

  • Place of Residence
  • Scope of Care
  • Parents' Income
  • Regulations of the respective state or municipality

The type of provider for a daycare center ( childcare center ) can also affect the costs. For example, there are municipal centers ( childcare centers), private centers ( childcare centers ), and parent-run initiatives: While fees at public providers are often based on municipal fee schedules, private providers may have their own fee structures. Parent-run initiatives often require a special level of commitment from families and may also offer their own cost-sharing or participation models. 


 How do I find the right childcare for my child? 

The search for the right childcare begins with the question: What’s right for my child and our family?  

"Not every type of childcare is equally suitable for every child and every family situation. The best type of childcare is the one that fits the child, the family’s daily routine, and the individual needs of everyone involved." – Rebecca Brielmaier, early childhood educator, pedagogue, and specialist consultant in the Parents & Children division at pme Familienservice.

1. Identify Wishes and Needs

First, think about what you hope for and what you need for your child, and what conditions are important in your family's daily life. 

2. Find Childcare Options in the Area

Find out what care options are available in your area and which ones suit your situation. A personal consultation can help you get an overview of the various care options. 

3. Getting to Know the Facilities and Caregivers

Get to know different facilities and caregivers: Many childcare centers offer open houses or tours. You can also ask a child care provider if it’s possible to meet them or visit beforehand. Your personal impression plays an important role—because in addition to the general conditions, your own gut feeling is also crucial. 

Do you have questions about the “ childcare center ” settling-in process? In this post, you’ll find tips from the pme Parenting Counseling Service:A Gentle Start to “ childcare center ”: How to Make the Settling-In Process a Success

4. Compare Offers

So take the time to compare the different types of childcare and the options available in your area. After all, the right decision is the one that makes your child feel comfortable and best meets your family’s needs. 

Are you unsure which type of care is right for your child? 

Our parenting counselors can help you choose the right childcare option. Requesta pme parenting counseling sessionnow.

Personal and confidential: We're here for you online, by phone, and in person.  

Helpful questions that can assist you in choosing the right childcare: 

What does my child need? 

  • How old is my child, and what is his or her current stage of development? 
  • Does my child feel comfortable in a larger group, or does he or she prefer a quiet, manageable environment? 
  • Does my child need a lot of closeness, consistent caregivers, and a structured daily routine? 
  • How does my child cope with new situations and changes? 

What type of childcare fits best with our daily routine? 

  • What are our childcare hours? 
  • Do we need flexible care or set hours? 
  • How well can business hours and work hours be balanced? 
  • How important are short distances and good accessibility? 

What kind of care do we want for our child? 

  • What values and principles are important to us in our care services? 
  • Which educational approaches are a good fit for our family? 
  • Do we prefer a family-like care setting in a small group, or plenty of social interaction in a larger community? 
  • How important are consistent caregivers and close collaboration with the caregiver to us? 

Do we feel comfortable with the care we're receiving? 

  • Do we have a good feeling when we first meet? 
  • Does the environment seem friendly, safe, and child-friendly? 
  • How is the adjustment period structured? 
  • How are parents involved and kept informed? 
     

FAQ: Frequently Asked Questions About " childcare center " vs. Childcare Provider 

What is the difference between a daycare center ( childcare center ) and in-home child care? 

In a daycare center ( childcare center ), children are usually cared for in larger groups by several qualified childcare professionals. Family daycare typically offers a smaller, family-like care group with a dedicated family daycare provider. Another form is group family daycare, in which several family daycare providers join forces to care for a small group together. 

Which is more expensive: childcare center or a child care provider? 

There is no one-size-fits-all answer to this question. The costs depend, among other things, on where you live, the level of care provided, the parents’ income, and the specific provider or youth welfare office. Daycare may also involve varying fees and additional costs depending on the region. 

What are the advantages of a child care provider over a childcare center? 

A child care provider usually cares for children in a small group, which allows them to respond to the children’s needs in a highly individualized way. For many children, the family-like atmosphere with a consistent caregiver provides additional security and reliability. 

What are the potential drawbacks of child day care? 

Childcare depends more heavily on a single childcare provider. Therefore, a reliable backup plan is especially important in the event of illness or vacation. In addition, parents often have to find a new childcare spot by their child’s third birthday if the childcare provider only cares for children up to age three. 

Who is a daycare center ( childcare center) best suited for, and who is a child care provider (Tagesmutter) best suited for? 

A daycare center ( childcare center ) may be a good fit if parents are looking for larger groups, a variety of social interactions, and care provided by a team. Family daycare (Kindertagespflege) may be particularly suitable if a small group, a home-like environment, and a consistent caregiver are important. The key factors are always the child, his or her stage of development, and the family’s daily routine. 

What should parents look for when making a choice? 

Parents should pay particular attention to the hours of care, group size, consistent caregivers, the adjustment period, how the center handles illness and staff absences, and the atmosphere at the facility. Meeting the staff in person helps determine whether the child and the family will feel comfortable with the care provided. 

zero Child sick days in 2026 and child sickness benefit: What am I entitled to?

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Parent & Child

Child sickness days 2026 and child sickness benefit

 

A sick child is a major challenge, especially for working parents: they want to do their best at work and be there for their child at the same time. The law provides for children's sick days for these situations. We summarize what parents will be entitled to in 2025.

Verena Klein, pme consultant for "Parents & Children," has summarized the most important conditions.

Who is entitled to children's sick days and children's sick pay?

Parents are entitled to children's sick days under the following conditions:

  • You are employed.
  • You have statutory health insurance and are entitled to sickness benefit yourself.
  • Your child is also covered by statutory health insurance.
  • Your child is under 12 years old (there is no age limit for disabled children).
  • Your child lives in your household.
  • A medical certificate confirms that your child is ill.
  • There is no other adult living in your household who can look after your child.

How many children's sick days am I entitled to in 2025?

  • In 2026, every parent with statutory insurance will be entitled to 15 working days per calendar year for each child covered by statutory insurance.
  • If you have more than one child , each parent is entitled to a maximum of 35 working days per calendar year .
  • Single parents are entitled to 30 children's sick days for one child and a maximum of 70 days per year for several children.

Who pays my salary if the child is ill?

Children's sick days are a temporary leave of absence that you must register with your employer. Whether this leave is paid by your employer or not depends on your employment contract or collective agreement.

There is a legal basis for both variants.

According to Section 616 of the German Civil Code (BGB), paid leave is generally possible if you are prevented from working for a relatively insignificant period of time through no fault of your own. Paid leave can be limited in time; the limit is often 5 days per year, because according to current case law, a company would have to continue paying your salary for up to five working days.

However, the employer may contractually exclude paid leave in accordance with Section 616 of the German Civil Code (BGB).

If paid leave is excluded or the available paid days have already been used, § 45 SGB V applies. This provides for unpaid leave with the possibility of sick pay if you have to be absent from work to supervise, look after and care for a sick child.

How much is the child sickness benefit?

  • Child sickness benefit is generally up to 90% of net earnings, but is capped (see point 4).
  • It can amount to up to 100% of net earnings if taxable one-off payments (e.g. Christmas bonus) were made in the previous 12 calendar months.
  • The maximum rate is calculated based on the annually adjusted contribution assessment ceiling for 2026: €5,812.50 per month.
  • The gross child sickness benefit is 70% of the daily contribution assessment ceiling, which corresponds to €135.63 per day in 2026.
  • Contributions for pension, unemployment and long-term care insurance are then deducted from the gross child sickness benefit.
  • Child sickness benefit is tax-free, but is subject to progression.

Accordingly, the child sickness benefit is significantly lower than the parents' actual net earnings.

If the child is admitted to hospital, there is an unlimited entitlement to child sickness benefit.

How do I apply for child sickness benefit?

When you take your sick child to the pediatrician, you will receive a document called a "Medical certificate for the receipt of sick pay in the event of a child's illness."

On the reverse or at the bottom of the certificate you will find the application form for sickness benefit. Fill this out completely with your personal details. Then submit the certificate to your health insurance fund. Indicate whether or not you are entitled to continued remuneration from your employer.  

Inform your employer as early as possible that you will have to stay at home due to your child's illness. State how long you expect to have to stay at home. If this is still unclear, you can also say that you will continue to monitor the situation. In many cases, the employer will require proof of the child's illness ("Medical certificate for the receipt of sick pay in the event of a child's illness"), especially if you are staying at home for more than 3 days.

All documents must be completed in full and submitted to the applicant's health insurance fund.

This is what happens with children's sick pay

Your employer will send proof of the lost earnings to your health insurance fund. Once they have calculated your individual child sickness benefit based on this proof, you will receive the child sickness benefit in your specified bank account.

Further useful information on children's sick days and children's sick pay

Parents who work from home are also entitled to child sick days and child sick pay if they are unable to work due to caring for their sick child.

Entitlement to child sickness benefit can be transferred from one parent to the other if both parents are employed and have statutory health insurance. However, the employer must agree to this.

Parents with private health insurance are generally not entitled to child sickness benefit. However, there are insurance policies that can also include children's sickness benefit. If the child itself has private health insurance, there is no entitlement to child sickness benefit, even if one parent has statutory health insurance.

If a child has to be looked after due to an accident , the statutory accident insurance will cover the costs if the accident occurred in kindergarten, after-school care or at school or on the way there or back home.

Parents whose child is seriously ill and has a very short life expectancy can receive sickness benefit for an unlimited period of time . The child does not have to live in their household.

Parents who receive unemployment benefit I or citizen's allowance continue to receive their benefits if they are caring for their sick child and cannot be available to the office at this time. Unemployed persons are entitled to the same number of child sick days as employed persons.

A sick child can significantly disrupt everyday family and work life. The pme Familienservice offers working parents support and advice, for example by finding childminders, emergency caregivers and domestic help. We will be happy to provide you with further information!

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